If you receive this bill from your insurance company, contact the authorities, according to the FBI – Best Life

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In the fall of each year, millions of U.S. residents enroll in health insurance plans, whether they renew their existing coverage with their employer or purchase a new plan through the health care market. While the process of obtaining coverage for you and your loved ones can often be quite complex, this year, purchasing on time can be the least of your worries.

A new scam targets people looking for health insurance and if you fall for it, your personal information could be delivered on a silver platter to crooks, according to the Federal Bureau of Investigation (FBI). Read on to find out what to watch out for and how to protect yourself if you think you’ve been targeted.

RELATED: If You Receive This Message From Your Bank, Contact Authorities, FBI Says.

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Scammers take advantage of healthcare customers by offering supposedly free medical services, often masquerading as representatives of legitimate healthcare facilities or businesses in order to do so.

Scammers will ask customers to provide their health insurance information in order to receive the “free” service. However, you will not receive the service promised and the person who promised it to you may use your information to fraudulently submit claims to your insurance company.

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worried man looking at the bill
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In addition to fraudulently billing your health insurance company for services that were never rendered to you, this scam can allow scammers to impersonate you.

Scammers may not only discover other personal information about you once they have your health insurance information, potentially including details that could give them access to your company’s services or other benefits. health insurance for which you end up footing the bill.

upset young woman taking a phone call
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While you may need help purchasing or modifying your health care plan, it is wise to be wary of anyone claiming to be a representative of a health insurance company, Medicare, or working as a customer service agent. for plans from the market that contacts you out of the blue.

“People representing Medicare or ACA plans do not contact you by phone, email, or in person unless you are already enrolled,” says the Better Business Bureau (BBB). If you are contacted by someone and not sure if this is a legitimate insurance representative, look up their company’s customer service number online and call them (not the number you may have received a call from) to verify that he is who he claims to be.

Man looks concerned while paying bills
Shutterstock / Studio WAYHOME

While refusing to provide your health insurance details to people who contact you unsolicited and contacting customer service at your healthcare company is a good start, checking your billing statement can also help you identify fraud.

If you have been contacted out of the blue by someone who offers you free health care service, promises to help you enroll in a new health care plan, or promises to help you switch to a new one. plan, it is important that you carefully scan your insurance statements. to make sure that all charges match the services you actually received. If you receive an invoice for services that were never provided to you, you may have been scammed. To help protect others from the same fate, you can file a complaint with your state insurance commissioner and your local attorney general and signal that your identity has been stolen at the Federal Trade Commission (FTC).

RELATED: If You Notice This On A Mailbox, Don’t Use It, Experts Warn.


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