AM Best assigns credit ratings to the Metropolitan General Insurance Company


OLDWICK, New Jersey – (COMMERCIAL THREAD) –AM Best has assigned a financial strength rating of A (excellent) and a long-term issuer credit rating of “a +” (excellent) to Metropolitan General Insurance Company (Metropolitan General) (Warwick, RI). The outlook assigned to these credit ratings (ratings) is stable. Metropolitan General is a wholly owned subsidiary of MetLife, Inc. (MetLife) [NYSE: MET].

The ratings reflect the strength of Metropolitan General’s balance sheet, which AM Best believes to be strong, as well as its adequate operational performance, limited business profile and appropriate management of business risks. Metropolitan General’s ratings also benefit from its ownership by MetLife. The balance sheet strength assessment reflects the highest level of risk-adjusted capitalization, as measured by Best’s capital adequacy ratio (BCAR), and capital growth expectations. Operating performance is expected to be profitable as Metropolitan General will focus on underwriting legal and pet insurance. Metropolitan General is integrated with the ERM and MetLife business processes, and benefits from MetLife’s distribution network, reputation and leadership in employee benefits. Legal and pet insurance offered by Metropolitan General will provide additional options for employees of these plans.

This press release relates to credit ratings published on the AM Best website. For all rating information relating to the release and relevant disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best’s Recent rating activity Web page. For more information on the use and limits of credit rating opinions, please see Best Credit Score Guide. For more information on the proper use of Best’s credit scores, Best’s preliminary credit reports, and AM Best’s press releases, please see Guide to Proper Use of Best Ratings and Reviews.

AM Best is a global credit rating agency, news publisher, and data analytics provider specializing in the insurance industry. Based in the United States, the company operates in more than 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information visit

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